Portraits of Childfree Wealth

Portraits of Childfree Wealth

Have you ever wondered what people without children do with all their free time and money? Do you assume that they must have a lot of both? The truth is more complex than that! Childfree people come from as many different backgrounds and life circumstances as people with children do. Some are partnered, and some are not. Some are well-educated, some aren’t. Some are independently wealthy, and some are just scraping by. Dr. Zigmont’s “Portraits of Childfree Wealth” is a collection of 26 vignettes based on interviews with Childfree people. He adds his own significant insights, as both a fellow Childfree professional and a CERTIFIED FINANCIAL PLANNER™. This book is an eye-opening look at the lives of people in the United States who deliberately chose not to become parents, and if you’re in the same boat, you’ll find a lot to relate to here. If you have children, you’ll learn how the other half lives. And if you’re a finance professional, you’ll see how money still plays a role for people who don’t have to worry about leaving assets to their children.

In Portraits of Childfree Wealth, Dr. Jay Zigmont, CFP®, interviews 26 individuals and couples to understand their lives. Each portrait provides a different perspective on Childfree Wealth from a diverse population across the US. There are stories from people who are barely making ends meet and others who have achieved FIRE (Financial Independence, Retire Early) or FILE (Financial Independence, Live Early). Being Childfree does not automatically make people rich, as we still suffer from income disparities. The difference is that if a Childfree person is barely making ends meet now, they would have drowned if they had a child.

Some key findings:

• The reasons for being Childfree are as varied as the people themselves.
• There are very few or no regrets from people being Childfree.
• Being Childfree does not automatically make you rich.
• There is a relationship between growing up in poverty and poor and being Childfree.
• Childfree Financial Independence is simple: 1. Get out of debt 2. Max out retirement plans.

About the Author, Jay Zigmont, Ph.D., CFP® Dr. Jay, and his wife are Childfree and live in Water Valley, MS. He has a Ph.D. in Adult Learning from the University of Connecticut and is a CERTIFIED FINANCIAL PLANNER™ and Childfree Wealth Specialist. He is the founder of Live, Learn, Plan, and Childfree Wealth, a life and financial planning firm specializing in helping Childfree Individuals. He has been featured in Fortune, Forbes, Wall Street Journal, CNBC, Business Insider, Woman’s World, Investors Business Daily, and many other publications. Visit Childfree Wealth at https://childfreewealth.com. $0.99 on Kindle.
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Free: The Four Commands of Christ: Disciplines of Faith

The Four Commands of Christ: Disciplines of Faith

What causes Christians or believers to fall away from their faith? Do we see God’s glory working in our lives or other Christians’ lives? You may be spiritually tired and want to be left alone. Those of us who empathize with this feeling can get help in this book.

In this book, you will learn about:

Your purpose in Life

Your mission in Life

Goals for your Life

How to deepen your walk with Christ

Develop your priorities in lifeFord’s insightful Christian living advice will help you align your life to Christ’s commands and center you in God’s will. There will be no denominations in heaven. Let’s adopt the Four Commands of Christ and change the world for Him! Free on Kindle.
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Knight

KNIGHT

Jackson
I’ve given up on finding love. I’m fine loving my kids and not having that special someone to share my life with. That’s until Darian Lawrence walked into my life. She’s changing everything I thought that I knew. She’s beautiful, sexy, smart, funny and a little dirty. She’s suffered loss, and may not be ready to love me, but I’m ready to love her.

Darian
My soulmate left this world too soon. Part of me died with him. I’ll never get it back. I don’t know if I want it back. That’s until a chance encounter with the handsome Jackson Knight reawakens a long dormant part of me. A part that I thought was forever gone. But I don’t know if I can betray my past to have a future.

This book has the perfect mix of hilarious and spicy. Darian and Jackson are red hot together. You’ll laugh. You’ll cry. You’ll enjoy the spice. $3.99 on Kindle.
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Big Shot

 

Small Town. Big Murder.

The number one secret to my success as a bodyguard? Staying under the radar. But when a wildly public disaster blew up my career and reputation, my perfect, solo life took a hard left turn to crazy town. And to bodies. Lots of dead bodies.

I thought my tiny hometown of Nowhere would be the ideal out-of-the-way refuge to wait out the media storm.

It wasn’t.

My little brother had moved into a treehouse. The obscure mountain town had decided to attract tourists with the world’s largest collection of big things… Yes, Nowhere now has the world’s largest pizza cutter. And lawn flamingo. And ball of yarn…

And then I stumbled over a dead body.

All the evidence points to my brother being the bad guy. I may have been out of his life for a while—okay, five years—but I know he’s no killer. Can I clear my brother before he becomes Nowhere’s next Big Fatality?

Buy this fast-paced and funny cozy mystery series now!

Murder mystery game included in the back of the book. $0.99 on Kindle.
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Life With Nia

Life With Nia

Nia James is a 32-year old senatorial speechwriter who is living with Obsessive-Compulsive Disorder (OCD). Her illness isolates her from the world, making it almost impossible for her to develop close relationships with other people. After she embarrasses herself at her brother’s engagement party, he encourages her to download a new dating app called PoliDate. She sets up an account with the intention of deleting it once she regains her self-esteem, but her plans are thrown out of whack when she matches with her ex-boyfriend, a news anchor who dumped her last New Year’s Eve on live television. He wants to work things out with her and give their relationship another try. But a campaign staffer for a Democratic primary candidate shows interest in her, too. Will she finally open up to her former love, or will she cut her losses and start anew with the charming campaign staffer? $4.99 on Kindle.
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The Book of Souls

The Book of Souls

The dead don’t come back, but some never leave…

Jack Kelly remembers everything about his wife and children. The wonderful smell of his wife’s hair, the way she whispers to him at night. His three children running through the house, the sound of their laughter.

That was his life before the accident. His near-death experience left him in the in-between space, somewhere between this world and whatever comes next. But he recovered and woke up as his thirteen-year-old self.

The doctors tell him it is a false memory, a result of his fall and the insult to his brain from his injuries.

“How can a thirteen-year-old boy have a wife and three children?” They ask.

But how can he see and hear dead people, demons, ghosts, and shadowy creatures? And if they exist, then is it so inconceivable to believe that Jack’s life as a 47-year-old man with a wife and children existed too?

Jack begins his journey to find out why and how. And, in the end, he resolves to find his way back to his true existence, back to his family. $0.99 on Kindle.
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Superstitions and Apparitions (The Sisters, Texas Mystery Series, Book 13)

Superstitions and Apparitions (The Sisters, Texas Mystery Series, Book 13)

Superstitions? Ghosts? Or a twisted sense of greed? Book 13 of the award-winning The Sisters, Texas Mystery Series.
Madison deCordova has another quirky assignment. This time, a highly superstitious client wants her to spend seven days and seven nights in a newly inherited house to declare it ‘haunt-free.’ With an address like 1313 Omen Lane, he’s not taking any chances. She can bring along her husband, but no black cats allowed.

Madison and Brash soon realize why the job pays so well. On their first night there, a high-pitch scream breaks through the stillness. Rumors of ghosts, haunting folklore, and a family curse swirl.

As if that’s not hair-raising enough, Maddy’s brought along her geriatric sidekicks for the week. With Granny Bert, Miss Sybil, Virgie, and even Wanda Shanks in tow, the shenanigans—and the dangers—are endless.

Is the curse real? Does the ghost of La Llorona really exist? They have seven days and seven nights to separate fact from fiction, and to expose the twisted truth behind the local myths.

Book 13 (nothing spooky about that!) of the best-selling The Sisters, Texas Mystery Series by Becki Willis.

Love a great deal? Read it for FREE in Kindle Unlimited. $0.99 on Kindle.
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My Impossible Secret (Trollmageddon: Book 1)

My Impossible Secret (Trollmageddon: Book 1)

There are worse things in life than being the new kid in high school: Like having a weird name. Or having a major secret that you can’t share with your BFF because she’s totally human and would freak if she saw your true form. Or having a date with the hottest guy in school, but your parents will ground you for life because he’s a dragon shapeshifter, and historically your two races are at war. Or being hunted to extinction by a radical group of humans who have almost destroyed your entire gene pool.
Or you could be a troll.
Ozelle Bandercock happens to be all of these.
Let the school year begin.
$0.99 on Kindle.
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Free: Baby, Light My Fire: A Steamy Firefighter Romance Collection

Baby, Light My Fire: A Steamy Firefighter Romance Collection

Enjoy this steamy firefighter romance collection from bestselling authors!

Baby, Light My Fire is a bundle of six full-length contemporary romance novels full of firefighters hotter than the flames they put out…

Flames of Love (From USA Today Bestselling Author Erin Wright) – Jaxson’s not interested in love; his priority is caring for his two small boys, and being fire chief of Sawyer. Everything changes the day he catches sight of Sugar. He wants her all to himself – a no-strings arrangement that won’t break what’s left of his heart. But love’s as unpredictable as fire…

Let It Be Me (From RITA® Award-winning Author Kait Nolan) – Four years ago, firefighter Caleb Romero saved a child and met the woman of his dreams. But trauma killed the timing, so he’s contented himself with being the friend Emerson needed as she navigated sudden parenthood. Now Fi’s headed off to college and Emerson has no idea how to feel about her suddenly empty nest. The life Emerson wanted before the accident is still within reach, Caleb just has to convince her…

A Hero’s Homecoming (From USA Today Bestselling Author Tessa Layne) – From the moment they first kissed – the night before she stole away to basic training without saying goodbye, Parker Hansen has only ever wanted one woman – Cassidy Grace. Now that she’s back in town, a veteran combat helicopter pilot and his newest co-worker at the fire station, Parker’s not going to let his second chance slip by. No matter what.

Slow Burn (From USA Today Bestselling Author J.H. Croix) – Beck puts out fires for a living. He can take some heat but Maisie drives him crazy. She works for him and it’s a big no-no for him to want her. But she tempts him beyond distraction…

Flirting with Fire (From USA Today Bestselling Author Piper Rayne) – What happens when you attend a first responder’s bachelor auction with your best friends? Your friends end up bidding on a date for you with your high school crush. One look at the rugged, muscular man he’s turned into and I want to slide down his pole…

Work Wife (From USA Today Bestselling Author Bethany Lopez) – Margo will never be a Work Wife again, but there’s something about Aiden that makes her want to let down some walls and see what happens. After a failed attempt at marriage, she’s chosen to keep her affairs with men casual… with no strings and no expectations. But can Margo and Aiden find room in their lives for each other, or will Margo be left with nothing but a bourbon straight up?

Grab this hot collection available for a limited time, and spend your nights falling in love with a new book boyfriend, or six… Free on Kindle.
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Free: Unending Havoc: Montana Mayhem Book 1

Unending Havoc: Montana Mayhem Book 1

Sometimes, you just want to be wrapped in the safety of your mother’s arms…especially when an EMP turns your life upside down. After losing her husband in a tragic fire, Tamra’s brother-in-law offers shelter and security for her and her daughters—which is essential in this new world that’s rapidly dissolving into chaos. But Tamra soon discovers what she thought was security was nothing more than a lie. Now all Tamra wants is to take her children and go home to her mom and dad. In the old world, home was only a quick hour and a half drive away. But now that cars and fuel are a thing of the past, nothing is quick, and it’s certainly not easy. It’s not even safe. Can Tamra and her children survive this dangerous journey? Was her hometown affected by these devastating attacks against the US? Are her parents even alive?

Unending Havoc, Book 1 of Montana Mayhem, is the highly anticipated follow-up story to the bestselling Havoc in Wyoming Christian Futuristic series, which follows societal collapse from a small-town perspective. Featuring engaging scenarios, riveting action, and flawed yet strong and complex women, the Montana Mayhem series is perfect for fans of Mark Goodwin, Jamie Lee Grey, and Kyla Stone. Grab your copy today and discover why readers love this twist on the Post-Apocalyptic genre! The Montana Mayhem series can be described as “Cozy” Apocalypse and contains no profanity, gratuitous sex scenes, or overly detailed gruesome death scenes. However, it does contain conservative family values and references to God, prayer, scripture, and Christianity. Free on Kindle.
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Free: Playhouses

Playhouses

Three cousins fiercely defended their roles within the sanctity of their playhouses. But a six-year stint in a fundamentalist religious organization thwarted Scott’s developing understanding of sexual orientation. Homosexuality was an insidious, infective spirit that conferred fear upon her adolescent naivete, eventually eroding the relationship with her cousins.

“Reconciling who we were took years, but survival led to relational ties without fear and a heart for activism in the face of rising institutionalized discrimination.”

Playhouses is a journey from corrosive indoctrination to celebrating the differences in others. Free on Kindle.
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Free: Blown

Blown

She can pay with her life … or she can pay with her crimes.

Alison Tanner thought she was living her best life. Her husband’s seven-figure consulting business earned them entry into the country club crowd and paid for her gifted daughter’s tuition at the best private school in the area. She lives in a gorgeous house, drives an expensive car, and she could afford designer clothes, if she cared about fashion at all.

But when her husband, Tom, is killed in a gang-related shooting, it all comes crashing down. Tom’s consulting agency was just a front for his real business: keeping their wealthy neighbors supplied with cocaine, oxycontin, and every other illegal drug money can buy. Tom died owing the local drug lord a lot of money — and now Alison’s on the hook.

Worse, unscrupulous DEA Agent Banks wants her to be his informant in a sting operation and doesn’t care if she survives, as long as he gets his man.

Desperate to protect her daughter from both a vengeful mother-in-law who wants custody and a drug lord who wants her daughter to work off Tom’s debts in the streets, Alison agrees to go undercover, wearing a wire as she sells drugs to her snobby neighbors and learns more about the drug lord’s operation.

If she ever gets out of this, she vows she’ll take her daughter and disappear forever — but her chances of surviving are getting worse by the minute. Does she have a shot at ever living a normal life again, or is everything blown?

Blown is an intense new stand-alone crime thriller from Nolon King, author of Pretty Killer, 12, and the No Justice series. Fans of Ozark and Weeds will love Blown. Get your copy today. Free on Kindle.
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Free: Immigrant Bride

Immigrant Bride

A gripping story of Heartache, Survival, and Love

In the early 1900s, destitute in drought-stricken rural Italy, Sophia’s parents had no choice but to arrange a marriage for their beloved daughter at the tender age of sixteen. Devastated, Sophia, a naïve farm girl, is forced to marry a young man named Domenic and immigrate to the United States. Can Sophia overcome her fears and learn to build a life for herself with this stranger? Free on Kindle.
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A Dozen Strange Tales

A Dozen Strange Tales

A Dozen Strange Tales is twelve stories from the mind of William See. Unexplainable coincidences, strange sightings, misguided adventures, legends, and outright fibs are wrapped together in one entertaining collection. Set in multiple locations during various eras of time, these stories range from unbelievably impossible to completely true. In the spirit of Edgar Allen Poe and O. Henry, quickly-paced plots curve through multiple layers and surprise you as they provoke a “could it be?” This book deserves a place on your shelf for the times when you desire an adventure that challenges your expectations. These stories are a timeless blend of history, fantasy, and tall tales sure to entertain and amuse. $5.99 on Kindle.
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They Walk Among Us

They Walk Among Us

THEY WALK AMONG US shares awakened teachings for profound spiritual romantic relationships. Discover the beautiful language of Love Whispering. The power of effective communication styles and egoless listening. The magic of acknowledging and expressing your feelings and needs. Discard harmful myths, like ‘opposites attract’ or ‘finding Mr or Ms Perfect’. Absorb advanced relationship knowledge, secrets, and skills. All my sacred teachings are weaved into a supernatural romance story that will make you cry, laugh, and dance with joy! “One of the best self-help books for women and men, and love books for couples.” Read my books They Walk Among Us, Heart Song, and Divine Love together and create radical self-transformation, then proceed to the rest of my 12 personal growth books. $0.99 on Kindle.
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Passage on a Bridge

Passage on a Bridge

It is 1935. Jim Hoffman, 19 years old with no future, leaves his hometown to ride the rails into the heart of hard times. Jim’s journey with a prep school dropout and a Texas panhandle Irishman sets in motion an odyssey of self-discovery and enduring friendship. $0.99 on Kindle.
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Her Name is Hazel

Her Name is Hazel

Killian Lewis needs a break from his life as an actor, but he never thought during that break he would meet Hazel. She has secrets, ones she’s scared to talk about. He promised he wouldn’t fall in love with her, but as each day passes he realizes two important things. First, he can’t keep his promise. And second … her secrets, they’re about him. $3.99 on Kindle.
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Free: Negotiations: Ryan Wilcox: Episode 1 (Earth’s Secret Alliance)

Negotiations: Ryan Wilcox: Episode 1 (Earth's Secret Alliance)

“You want me to negotiate an alliance with aliens? Did I hear that right?” Ryan Wilcox is a top-notch negotiator, who looks too young for his job, but is asked to negotiate an alliance with aliens. The aliens have never dealt with another culture before and are unwilling to accept help from barbaric humans. The fate of two worlds rest in Ryan’s hands. Will he be able to save the planet, or is it the end of life as we know it? Free on Kindle.
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Sydney’s Promise

Sydney's Promise

Despite being a child raised by a village, Sydney Regan always believed her upbringing defined her while other adversities that she was subjected to caused her to assume that she was irrelevant to the world.

Based on true-life events, Sydney’s Promise is a fictional, time-shifting story of a young girl besieged by the struggle of growing up in an impoverished home with an alcoholic mother burdened by declining mental health. Fortunately, a promise made to an elderly neighbor guided Sydney’s path through life while the gift of a small, ornamental dog always provided her with hope and an imaginary box, buried in the depths of her mind, ensured her survival.

Years later, Sydney begins to question if she has truly fulfilled her promise and wonders why the pathways of her life have made it so difficult. However, life can often provide an unexpected juncture. For Sydney, this occurs as she is traveling on the highway to be with her mother who has fallen critically ill. A song with significant meaning plays on the radio and opens a door to a life that she could never have imagined.
$0.99 on Kindle.
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5D: Star Beings And Earth’s Mystical History

5D: Star Beings And Earth’s Mystical History

5D is a profound, intriguing story that unveils the Star Beings and Earth’s mystical history. This book reveals the truth about Extraterrestrials. Who is the Time Lord? What is the Time Stream? Who are the Arcturians, Pleiadeans, and Greys? Who is the Dark Lizard? Who gave birth to the Buddha? What really happened at the Roswell Crash in 1947? What is the origin and purpose of Area 51? Absorb the sacred spiritual teachings of the Star Beings. “One of the best self-help books and supernatural books on the planet. Mind-blowing. Life-changing.” 5D is the first book in the cosmic TRILOGY comprising: 5D, Star Child, The Tribe. Read my book Atlantis with the cosmic trilogy and create radical self-transformation, then proceed to the rest of my 12 personal growth books. $0.99 on Kindle.
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The Summer Home

The Summer Home

He hid everything from her. Can she build a future from the remains of his secret life?
Erica Little thought she’d met the perfect man. Gregory was smart, handsome, and oh-so-charming. But as the years passed, their seeming dream relationship began to crumble – and when tragedy strikes, Erica is left alone… and as the new owner of a run-down cottage in the beautiful little town of Clearwater Beach.

But when she arrives to ask about her husband, Erica is quickly catapulted into a strange investigation that will force her to question everything she thought she knew about the man she loved. Old rumors and long-buried secrets begin to surface… and when two girls claiming to be Gregory’s daughters arrive on her doorstep, Erica is shocked to realize that her late husband had carefully concealed an entire former life.

Struggling to unravel the truth and make peace with the fact that Gregory had hidden so much from her, Erica must navigate his complex relationship with Clearwater Beach and reconcile her new role as stepmother to his estranged daughters.

Can Erica carve out a new life for herself among the shattered remains of her late husband’s secrets? Or will she be forced to leave his past – and Clearwater Beach – far behind?

Artfully combining a dash of mystery and intrigue with feel-good romance and a cozy beachside setting, the Clearwater Beach Series is a fun and charming read that’s perfect for anybody who enjoys contemporary women’s fiction. Scroll up and grab your copy now! $0.99 on Kindle.
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Good Night, Grammy

Good Night, Grammy
Five-year-old Samantha is very sad. Her grandmother has just died.
How do parents deal with their children’s grief, as they themselves are suffering the same loss?

Good Night, Grammy shows how one family helps their daughter remember the loss of her beloved grandmother.

One night as Samantha is getting ready for bed, her mother asks her what book she would like to be read.

Suddenly sadness fills Samantha’s face and tears fill up her little eyes.

“What’s wrong, Samantha?” Mom and Dad are very concerned.

“I was thinking of Grammy and how she would read me stories before bed and cuddle with me in the big rocking chair. I miss hearing her voice. It would calm me before bed and it just makes me so sad.”

Dad gets a tissue and Mom wipes her tears and consoles her. Mom tells Samantha, “We all miss her so much. What can we do to make you feel better?”

Samantha thinks. “Actually Mommy, can I do a bedtime prayer for Grammy?”

Sometimes it’s the simple things that make us feel better. $2.99 on Kindle.
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New Earth Trilogy: A Post Apocalypse Survival Sci Fi Series

New Earth Trilogy: A post apocalypse survival sci fi series

The Earth is destroyed. Fifty people per colony ship are selected to make a new home for mankind on a distant world. After generations live their entire lives during the interstellar journey, they finally arrive at their destination. Nothing is as expected. Their entire existence had been a lie. $2.99 on Kindle.
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Free: Charleston Gree

Charleston Gree

Clairvoyant single mom Tipsy Collins solves ghostly murder mysteries while rebuilding her post-divorce life in beautiful Charleston, South Carolina. In Charleston Green, Tipsy moves into a haunted historic home, where unhappily married ghostly couple Jane and Henry Mott cannot remember the details of their 1924 deaths. Did Henry kill Jane and then kill himself? Tipsy has a chance to set Jane and Henry free, and release the ghosts of her own past. Free on Kindle.
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MIDNIGHT SUN: An Alaskan Romantic Suspense (A Grant & Daniels Trilogy Book 1)

MIDNIGHT SUN: An Alaskan Romantic Suspense (A Grant & Daniels Trilogy Book 1)

Wyatt, Alaska is a place of family, beauty, and unspeakable tragedy.

A couple of years after Aaron Grant lost his wife and daughter in a fire, one of his daughter’s best friends, Sarah, is kidnapped.

After spending the last two years as the town drunk, he reluctantly investigates the kidnapping along with the ambitious FBI Agent Teresa Daniels.

The case takes several twists and turns, which will end up leaving the whole town of Wyatt in the wake of destruction. In the Arctic and Antarctic Circles, the sun never sets during the summer, but the light creates shadows, where anything can creep and kill. $0.99 on Kindle.
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